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Independent Insurance Agents in Dallas County, TX

Independent Insurance Agents and Insurance Agency in Dallas County, TX

We see advertisements for insurance products nearly daily in Dallas County, TX, but most of those are promoting a single insurance company. In order to ensure that you are getting the best deal for your insurance needs, it is important that you work with an independent insurance agency like Gibbs Agency Insurance Services. As your local independent insurance agency, we represent many different insurance companies. This allows us to quickly and easily shop the market for our clients, present them with multiple quotes for the insurance they are looking for, and help them compare the costs and coverage levels. With decades of experience helping individuals and businesses get the right protection for their needs, we put that experience to work for our clients every day. Contact us today to start the process of getting the right coverage for the best price

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Interior of a care with classic car insurance in Addison, TX

Auto Insurance, Car Insurance, Classic Car Insurance, Vehicle Insurance, and Motorcycle Insurance in Dallas County, Texas

What sort of vehicle do you drive daily? Maybe it’s a motorcycle on those really nice days, while other times it is your sedan or pickup. No matter what you drive, our team can help you get the right protection in place. From heavy road warriors to those who barely take the vehicle out of the garage, there are different auto insurance options available for how you drive and what you drive. Even classic vehicles need protection, but that differs from your daily driver. Let us help you get the right protection for the best price.

Home Insurance, Homeowners Insurance and Renters Insurance in Dallas County, TX

Protecting where you live and the things you have inside it is also an important consideration. Home insurance not only protects the building but also what’s inside. Most people have a lot more value than they think, so it is important to complete a home valuation listing of all the things you own. Renters insurance is a vital piece for those who rent where they live, as your personal items are your responsibility. We will help you to figure out the right amount of coverage you need and provide multiple quotes to help you get the best price.

A brick home in Dallas County, TX, covered by home insurance
Meeting being held in Dallas County, TX, by a company covered by business insurance

Business Insurance, Business Owners Policy Insurance, Insurance for Business Owners, and Commercial Business Insurance in Dallas County, TX

It isn’t only individuals and families that our team helps find the right insurance products for. We also work with countless businesses to provide them with the vital protection they need to operate without fear that a single incident could wipe out their business and all that they have invested in it. We work with new businesses to provide a business owners policy that bundles several policies into a single package, which helps them save time and money. We also work with existing businesses to help them find the right coverage, whether they are individuals running their own business or a corporation with hundreds of employees. Because we work with many different insurance companies, we get all kinds of businesses that want to work with Gibbs Agency Insurance Services. We provide individualized service that helps our clients find insurance that meets their needs, and this personalized service is what sets us apart from the rest.

Commercial Auto Insurance, Commercial Fleet Insurance, and Commercial Insurance

If you have several vehicles in your business, such as a trucking company or a sales organization, a commercial fleet insurance policy is your best option for coverage. This ensures that no matter who is driving, you have the proper coverage should an accident happen. Let our independent insurance agents help you find insurance that meets commercial insurance needs.

Delivery vehicles covered by commercial fleet insurance in Dallas County, TX
Business men using payment bonds shaking hands in Dallas County, TX

Contractor Bonds, Payment Bonds, Performance Bonds, Fidelity Bonds, and ERISA Bonds in Dallas County, TX

In the course of business, you may need insurance bonds, and our team can help your business obtain the right bonding so you can bid on projects and ensure that all involved parties are comfortable with your business. From payment bonds that ensure all parties and subcontractors are paid to performance bonds that ensure a project will be completed, we help you find the right bonds so all parties can move forward with confidence.

Frequently Asked Questions

Homeowners insurance in Texas will typically cover the dwelling unit itself, personal items inside the home, provide liability coverage, and even additional living expenses after a covered event such as a fire, storm, vandalism, or other event.

No, flood insurance is not part of a standard home insurance policy. In order to have flood coverage, you need to purchase a separate flood insurance policy.

Auto insurance policies must have liability coverage that includes bodily injury and property damage that meets the state minimums. Usually, these minimums are far below what most people will want to have.

Many different options can help reduce auto insurance rates. Increasing the deductible, bundling policies, maintaining a clean driving record, and other measures can all positively impact rates.

A business owners policy combines several different insurance policies into a single bundle. Typically, these bundles include property insurance and liability insurance in a convenient package.

Small businesses of all kinds, including retail stores, professional offices, contractors, and others, can all benefit from a business owners policy that offers savings for bundled policies.

Commercial auto insurance works very much like individual auto insurance, but is meant for vehicles used in a commercial setting. Coverages include physical damage, liability, medical payments, and more.

Vehicles that are used in a commercial setting, from a van used for deliveries to trucks transporting work equipment, and even employee transport for business purposes, likely require commercial auto insurance.

A contractor bond may be required to obtain a contractor’s license, bid on certain projects, or meet the requirements of a government agency or project owner. The specific bond requirements vary by state, municipality, and project type. A contractor bond provides a financial guarantee that the contractor will comply with applicable laws, regulations, or contractual obligations outlined in the bond agreement. An insurance agency or surety professional can help you identify the bond requirements that apply to your business.

An ERISA bond is a type of surety bond required for many employee benefit plans under the Employee Retirement Income Security Act (ERISA). In general, individuals who handle plan funds or other plan property must be bonded to help protect the plan against losses caused by fraud or dishonesty. Bond requirements can vary by plan and applicable regulations, so it’s important to review your obligations and work with a knowledgeable insurance agency or surety professional to obtain the appropriate bond.

Serving Dallas County, TX

Living and working in the Dallas County, Texas area provides people and families with ample opportunity for a great life, and Gibbs Agency Insurance Services is there to help protect them all. The county was founded on March 30, 1846, and was possibly named for George M. Dallas, the 11th Vice President of the United States, who served under President James K. Polk. The Trinity Railway Express, operated jointly by Dallas Area Rapid Transit and Trinity Metro, provides commuter rail service to both Dallas County and Tarrant County, connecting downtown Fort Worth with Downtown Dallas. As of the 2020 census, the population was 2,613,539, making it the second-most populous county in Texas and the eighth-most populous county in the United States. Contact our team today to experience the personalized service that our clients have come to expect and enjoy.