What Insurance Do I Need? A Checklist for Every Life Stage

Insurance shopping usually starts with a deadline. The lender needs proof of coverage by Friday, the new car is sitting in the driveway, or a client wants your certificate before you start the job. So you buy what’s required and move on. Then life changes. You add a teenage driver, start a side business, or […]
What Is Insurance For? The Honest Answer

You pay for it every month. You hope you never use it. And the one time you need it, you find out about a deductible, a limit, or an exclusion nobody mentioned. It’s no wonder so many people quietly ask what insurance is for in the first place. It’s a fair question, and you deserve […]
Group Health Insurance Premiums: How to Push Back
Group Health Insurance for Small Business: Why it’s Easier

Group Health Insurance for Small Business: Why the Rules Just Got Easier (And Why Your Employees Are Asking for Coverage) You want to offer your employees health insurance. But the last time you looked into it — maybe a few years ago — you got turned down, or told you’d never hit the numbers required […]
Average Home Insurance Cost in Texas

What’s the Average Home Insurance Cost in Texas? (And Why Your Zip Code Isn’t the Whole Story) A DFW & The Woodlands homeowner’s guide from GIBB Insurance Services If you searched for the average home insurance cost in Texas, you’re probably staring at a renewal bill that jumped, or you’re shopping for a new home […]
Top 5 Restaurant Insurance Claims of 2025 | GIBB Insurance

https://youtu.be/1sJbeB5VcS4?si=h8xle3_02CMgPNvSWatch the video or read below: The 5 Biggest Restaurant Insurance Claims of 2025 — And What to Do Before It’s Your Turn Running a restaurant means managing risk every single day — from the moment your kitchen fires up to the last table of the night. But even experienced operators are often shocked by […]