What Insurance Do I Need? A Checklist for Every Life Stage

Couple reviewing paperwork together to decide what insurance do I need

Insurance shopping usually starts with a deadline. The lender needs proof of coverage by Friday, the new car is sitting in the driveway, or a client wants your certificate before you start the job. So you buy what’s required and move on. Then life changes. You add a teenage driver, start a side business, or […]

What Is Insurance For? The Honest Answer

Stone house in a pine forest at dusk with warm lights on, showing what is insurance for: peace of mind at home

You pay for it every month. You hope you never use it. And the one time you need it, you find out about a deductible, a limit, or an exclusion nobody mentioned. It’s no wonder so many people quietly ask what insurance is for in the first place. It’s a fair question, and you deserve […]

Group Health Insurance for Small Business: Why it’s Easier

Small business owner reviewing group health insurance options

Group Health Insurance for Small Business: Why the Rules Just Got Easier (And Why Your Employees Are Asking for Coverage) You want to offer your employees health insurance. But the last time you looked into it — maybe a few years ago — you got turned down, or told you’d never hit the numbers required […]

Average Home Insurance Cost in Texas

Large stone and brick Texas home with steep gable roofline, mature pine trees, and curved driveway at dusk, typical of DFW and Montgomery County properties

What’s the Average Home Insurance Cost in Texas? (And Why Your Zip Code Isn’t the Whole Story) A DFW & The Woodlands homeowner’s guide from GIBB Insurance Services If you searched for the average home insurance cost in Texas, you’re probably staring at a renewal bill that jumped, or you’re shopping for a new home […]

Top 5 Restaurant Insurance Claims of 2025 | GIBB Insurance

Restaurant with business insurance

https://youtu.be/1sJbeB5VcS4?si=h8xle3_02CMgPNvSWatch the video or read below:   The 5 Biggest Restaurant Insurance Claims of 2025 — And What to Do Before It’s Your Turn Running a restaurant means managing risk every single day — from the moment your kitchen fires up to the last table of the night. But even experienced operators are often shocked by […]